Law Office of Kimberly A. Abrams & Associates, P.A.

September 2012 Archives

Benefits of $25 billion settlement begin taking effect in Florida

It has been quite a while since the historic $25 billion settlement between forty-nine states and some of America's largest banks has been a topic here. However, there are perhaps some of our South Florida readers familiar with the housing case that has reportedly helped many reduce the principal amount owed on their mortgage.

Can you negotiate with your lender to complete a short sale?

Although most of our previous posts show how the South Florida area is faring much better than many other real estate markets, there are some who are still suffering from the housing meltdown. Those South Florida residents who have a home that is "underwater" -- worth less than is owed on it -- a mortgage loan modification sometimes isn't an option. But, for many, there is another option: a short sale.

Floridians may not be having as much trouble with mortgages

Facing foreclosure can be one of the scariest things a homeowner has to deal with. The possibility of foreclosure can sometimes be seen ahead of time, starting with delinquent payments, moving on to trying to negotiate a new mortgage plan with the banks and then, eventually, leading to a foreclosure. But, a recent report came out recently suggesting that the years of problems residents of South Florida have faced in complying with mortgage payments may be easing.

Home sales rise while prices fall nationwide

For most Americans, especially here in Florida, the data concerning residential real estate can be particularly impactful. So, when a recent report says that the number of new home sales rose in July but prices fell, what is someone interested in the South Florida real estate market supposed to make of that data?

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