Homeowners throughout the country continue to fight off foreclosure. Many continue to struggle with finances after the COVID-19 pandemic threw a wrench into their plans. Some had to cut back on work hours, others lost their jobs. Whatever the cause for the financial...
Mortgages
Mortgage forbearance programs are ending: how will that affect me?
In 2020, the United States suffered one of the worst economic recessions in history. Homeowners facing financial struggles had to request forbearance to pause or reduce mortgage payments temporarily. But forbearance does not last forever. Those who first entered the...
Millions of homeowners’ face foreclosure in 2021: Tips to fight back
If you are struggling to make mortgage payments, you are not alone. According to a recent estimate from Harvard University, over 2 million homeowners are behind on their mortgages and could soon face the possibility of eviction. Many homeowners were able to hold out...
Should I refinance my mortgage?
Homeowners may wonder whether or not it is too late to re-finance their home to make the most of low interest rates. They may have reduced income or lost jobs as a result of the pandemic or simply want to take advantage of these low rates. Whatever the reason for the...
First time home buyer? Consider applying for an FHA loan.
It’s common knowledge that, when you are getting ready to purchase your first home, you should shop around for mortgages instead of taking the first offer. While you are considering all your options, you should take into account the advantages of applying for a loan...
Thinking of buying a home in 2021? 3 tips for a low mortgage rate.
The global pandemic has created new appreciation for home ownership. Homeowners can benefit from having some space to spread out and, in many cases, have their own outdoor living areas. This has inspired others to take advantage of homeownership. Those who are looking...
Florida second in the nation in mortgage refinance candidates
In Florida, people who have a mortgage on a property should keep track of trends to determine if they would benefit from a refinancing opportunity. Since the rates can fluctuate, it is wise to pay attention to possible openings to get a favorable rate and improve...
How can I avoid foreclosure?
Homeowners across the country are facing unique struggles this year. The current coronavirus pandemic has resulted in job loss and reduced income for many families. This can translate to difficulties making a mortgage payment. Are homeowners struggling to make...
Mortgages: Is it a good time to refinance right now?
Florida residents may be aware that interest rates on home loans have been sliding down, which is why people across the country were applying for mortgages at three, four times the levels they were in last spring. With so much financial uncertainty, it make sense that...
Landlords and tenants: 3 negotiation tips during COVID-19
Landlords and tenants in Florida are navigating unchartered waters. Never before have businesses and travel been shut down by the government due to a pandemic. Never before have tenants and landlords needed to figure out how to reach mutual agreements to keep both on...
