Finding out that there is a lien on your home is never a good situation. You might not even know there has been a lien placed on your home until you go to sell the property. Once you discover a lien on your home, you need to work to remove it as soon as possible, especially if you want to sell the home sometime soon. Let’s take a look at liens and how they can be removed from the title of your home in today’s post.

A lien could very well be placed on your home incorrectly. Maybe someone has the name written down of a person who owes them money and you wind up with a lien placed against your home. This is common and can be rectified. If the party who placed the lien on your home won’t remove it, you can file a Quiet Title petition. This moves the case to court where a judge will rule as to whether you don’t own the money or do owe the money.

Involuntary liens are placed on homes when property owners fail to pay their taxes. This includes income and property taxes. If you owe back taxes to the Internal Revenue Service (IRS), you need to pay those taxes to have the lien removed from your home.

You can also satisfy the payment of a lien on your home by taking proceeds from the sale and paying off the debt attached to the lien. Make sure the title company and you are on the same page with how this will be handled.

Removing a lien from your home’s title is not easy. You will likely need to either pay off the debt in full that put the lien there or get the help of an experienced real estate attorney.